Contact Information

General Information

The Personal Financial Readiness (PFR) program provides financial information, education and personal financial counseling to assist individuals and families with achieving and maintaining financial readiness.

An accredited professional is available to help individuals and their families work towards solutions to their financial concerns.

Individual appointments are available for budgeting, preparing to move out of the dorms, Thrift Savings Plan (TSP), Blended Retirement System (BRS), and other financial questions.

Throughout a military members career, there are many financial ups, and on rare occasions, downs to income. The PRR program is mandated to provide financial education with classes such as First Term Airmen’s Course, First Duty Station Officer’s Financial Briefing, Transition PFR and Informed Decision. There are career events like marriage and divorce, promotions, and the birth of children that financial effect financial situations. Though classes may not be offered, one-on-one counseling is available to assist with these life changing events.

The PFR also collaborates with area financial partners like ENT and the Securities Exchange Commission (SEC) to provide additional financial classes. These classes include, Investing, Home buying, Car Buying, Understanding Your Credit Score, Identity Theft and Investment Fraud, to name a few.

Last but not least, the PFR has many resources, like pamphlets, booklets, and much more along with referrals to community agencies to meet additional financial needs.

The PFR also provides quality of life classes:

Bundles for Babies
This program is for expecting parents, Air Force active duty and spouses, DoD civilians, and other active duty branches stationed on Schriever AFB to include the guard and reserves.  A variety of briefers provide tons of information on various topics like, the cost of raising a baby, baby car seats, the health aspects for both mother and baby and so much more.  The bonus is a bundle of Gerber goodies provided by the AFAS!

Car Care Because We Care
Vouchers for oil and filter changes, and vehicle safety check are available to spouses of active duty Air force personnel who are deployed 30 days or more or on a remote assignment.  The redeemed vouchers are only valid at the Peterson AFB service station and must be the primary vehicle of the military member.  Application for the voucher must be completed at the A&FRC.  Vouchers are also available for First Term Airmen who meet with the Personal Financial Readiness manager for a financial check-up.

Child Care for PCS
The AFAS will pay for up to 20 hours of childcare per child for PCSing active duty Air Force members and their familiesThe member can be PCSing in or out of the base and member will use of the Family Child Care Program either on Schriever AFB or Peterson AFB. To receive the certificate, the member will need to bring a copy of their orders to the A&FRC.

Child Care for Volunteering
Child Care through the Family Child Care Program, either on Schriever AFB or Peterson AFB can be reimbursed by AFAS for those who volunteer in Schriever AFB programs or agencies, or those participating in the Initial Key Spouse Training (only). For additional information and guidance, please contact the A&FRC.

Give Parents a Break
The AFAS recognizes that Air Force families are subject to unique stresses due to the nature of military life – deployments, remote tours of duty, extended working hours, etc. Families are often separated from spouses as well as from extended family members who might otherwise offer support. In an effort to help these families.

The AFAS, in cooperation with the Air Force child care community, has agreed to provide funding for child care for active duty Air Force families under a program called “Give Parents a Break”. The purpose of this program is to offer eligible active duty Air Force parents a few hours break from the stresses of parenting. Must be referred and provided a certificate by the A&FRC, 1st Shirt, Commander or Chaplains. Families may use this time to suit their personal needs.

General Henry H. Arnold Education Grant Program
Recognizing that higher education costs were rising while more restrictive needs tests were limiting access to loan programs, the Society created an Education Grant Program in 1988.  This program provides $2,000 education grants to eligible applicants for assisting in the payment of tuition, books and fees, or other direct education expenses.

Contact the A&FRC to schedule an appointment or register for a class at 567-3920.

Useful Resources

Annual Credit Reports – get your free credit reports once a year from each credit reporting agency

FEEA – a nonprofit that provides emergency financial assistance and scholarships to civilian federal employees and their families.  They also have a for-profit subsidiary, FEEA Childcare Services, which administers childcare subsidiary programs on behalf of a number of federal agencies.

PowerPay – PowerPay will give you the tools to develop a personalized, self-directed debt elimination plan, while showing how quickly you can become debt free, and how much you can save in interest costs by following your debt reduction plan.

Save and Invest –, a project of the FINRA Investor Education Foundation, is a free, unbiased resource dedicated to your financial health.  Through easy-to-use tools and resources, helps you make informed financial decisions—and arms you with the information you need to protect yourself from investment fraud.

Mint – A website and smartphone app that allows you to manage your money, pay your bills and track your credit score all in one place.

Colorado Works – Colorado Works is Colorado’s version of the Federal Temporary Assistance for Needy Families (TANF) and provides cash assistance to low-income families in need.  This is the result of welfare reform and represents a new approach to helping families escape from poverty.

Need Help Paying My Bills – a site with various types of needs and agencies or resources to assist with the need

WIC (Women, Infant, Children)– WIC provides qualifying women and children with supplemental food, education on nutrition topics, and referrals to community programs.

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